Terra Equity Holdings is an independent third-party land acquisition team for homebuilders producing five to fifteen homes a year. We source, underwrite, and bank infill lots in established communities so builders can stay focused on construction — not capital tied up in dirt.
We function as an extension of the builder — underwriting lots to our cost of capital, negotiating on the builder's behalf, and holding inventory until takedown. The builder keeps their balance sheet flexible; we carry the lot.
We act as a dedicated acquisition team — sourcing, tying up, and closing on infill lots in builders' target submarkets.
We provide the capital to hold finished and nearly-finished lots, releasing them to builders on a structured takedown schedule.
We concentrate on infill parcels within developed communities — the inventory that's hardest for small builders to assemble on their own.
Our model is purpose-built for the builder producing 5 to 15 homes a year — the operator who knows their market better than anyone but doesn't want to tie up working capital for 18 to 36 months waiting to build.
We learn the builder's preferred submarkets, product specs, price points, and target absorption.
Our team identifies and underwrites infill lots that fit the builder's box — on and off market.
Terra Equity closes on lots in its own name, removing acquisition risk from the builder's balance sheet.
Lots are released to the builder on a pre-negotiated schedule that aligns with production capacity.
We concentrate where small-builder activity, population growth, and infill opportunity intersect.
Greater Las Vegas, Henderson, North Las Vegas, and Reno-Sparks infill submarkets.
Northwest Arkansas corridor — Bentonville, Rogers, Fayetteville — plus Central Arkansas.
Metro Atlanta suburbs and secondary growth markets throughout the state.
Upstate, Midlands, and Lowcountry markets serving regional builder clients.
If you're a builder doing 5 to 15 homes a year and you're tired of competing for lots, let's talk.
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